Intermediate Professional Certificate in Takaful (PCT) 0 43 Free Intermediate Professional Certificate in Shariah Audit & Governance (PCSAG) 1 15 Free Intermediate Professional Certificate in Islamic Microfinance (PCIMF) 1 38 Free Intermediate Professional Certificate in Islamic Economics (PCIE) 2 36 Free Beginner Professional Certificate in Islamic Banking (PCIB) 30 37 Free